Team/individual details

Our team has over 25 years of collective experience in delivering high quality work in all matters relating to residential property.

We have four members of the team who may work on your matter. Each individual will be supervised by the Head of Residential Property Steven McMaster.  Should Steven be acting for you he will be supervised by Angela Hollies.

The members of the residential property team are:

Steven McMaster – Head of Residential Property – Solicitor – based at Yeadon Office

Ann Mulheron – Conveyancer – based at Pudsey Office 

Angela Hollies – Conveyancer – based at Yeadon Office

Michelle Tate – Conveyancer – based at Pudsey Office 

Cost Information

Sale

Our fees cover all of the work required to complete the sale of your home, including dealing with the paying of the Estate Agent, transferring you the sale proceeds on completion and paying off any mortgage registered against the property.

Please note that on all sale files a payment on account is taken of £150.00.  This is to cover potential disbursements on the matter.

Conveyancer’s fees and disbursements

 

SALE PRICE

 

 

OUR FEE

 

WITH VAT

FROM:-

TO:-

£1,000.00

£60,000.00

£350.00

£420.00

£60,001.00

£100,000.00

£400.00

£480.00

£100,001.00

£150,000.00

£425.00

£510.00

£150,001.00

£200,000.00

£460.00

£552.00

£200,001.00

£250,000.00

£500.00

£600.00

£250,001.00

£300,000.00

£550.00

£660.00

£300,001.00

£500,000.00

£600.00

£720.00

£500,001.00

£600,000.00

£725.00

£870.00

£600,001.00

£750,000.00

£800.00

£960.00

£750,001.00

£900,000.00

£875.00

£1050.00

Above £900,001.00

To be confirmed

Additional Fees on most transactions:

Electronic Money Transfer Fee

£25.00 + VAT = £30.00

Office Copies Fee (copy of title)

£15.00 + VAT = £18.00

Electronic ID check (per name)

£10.00 + VAT = £12.00

The above fees are charged on the vast majority of freehold sale transactions.  There are however potentially additional charges should the transaction not be a simple freehold sale.  The possible additional charges are noted below.

SCHEDULE OF ADDITIONAL SALE SERVICES

 

If your property is Leasehold

£150.00 + VAT

If your property is shared ownership

£75.00 + VAT

If your property is unregistered

£150.00 + VAT

If you have a Mortgage to redeem  

£50.00 + VAT

Repaying and discharging additional charges on a sale (per charge)

£75.00 + VAT

Repaying unsecured borrowing (eg credit card bills) (per payment)

£50.00 + VAT

Arranging a straightforward indemnity policy (per policy)

£10.00 + VAT

Arranging a bespoke indemnity policy (per policy)

£40.00 + VAT

Declaration of Trust

£75 – £150 + VAT

Statutory Declaration

£75 – £150 + VAT

Lease Extension

£350 – £600 + VAT

Preparing a Deed of Covenant

£75.00 + VAT

How long will my house sale take?

How long it will take from your sale being agreed house will depend on a number of factors. The average process takes between 6 – 8 weeks.

It can be quicker or slower, depending on the parties in the chain. For example, if you or someone in the chain is selling a leasehold property that requires an extension of the lease, this can take significantly longer, between 3 and 6 months.

 Stages of the process

 The precise stages involved in the sale of a residential property vary according to the circumstances.

Key stages in transaction:

  • Take your instructions and give you initial advice.
  • Obtain title documents from HM Land Registry.
  • Initial letter to client with protocol documentation to complete being Fittings and Contents Form, Property Information Form and if leasehold a Leasehold Information Form.
  • Issue Contracts.
  • Deal with any queries from the buyer’s solicitor.
  • Obtain signature of contract and transfer deed from you.
  • Obtain redemption figure for mortgage (if applicable)
  • Agree completion date (date keys are handed over)
  • Exchange contracts and notify you that this has happened (makes completion date binding on all parties.)
  • Complete sale.
  • Transfer sale proceeds to you, pay off mortgage (if applicable) and pay Estate Agent.

Purchase

Our fees cover all of the work required to complete the purchase of your new home, including dealing with registration at the Land Registry and dealing with the payment of Stamp Duty Land Tax (Stamp Duty) if the property is in England, or Land Transaction Tax (Land Tax) if the property you wish to buy is in Wales.

Please note that on all purchase files a payment on account is taken of £300.00.  This is to cover potential disbursements on the matter.

Conveyancer’s fees and disbursements

 

PURCHASE PRICE

 

 

OUR FEE

 

WITH VAT

FROM:-

TO:-

£1,000.00

£60,000.00

£350.00

£420.00

£60,001.00

£100,000.00

£400.00

£480.00

£100,001.00

£150,000.00

£460.00

£552.00

£150,001.00

£200,000.00

£500.00

£600.00

£200,001.00

£250,000.00

£550.00

£660.00

£250,001.00

£300,000.00

£600.00

£720.00

£300,001.00

£500,000.00

£675.00

£810.00

£500,001.00

£600,000.00

£795.00

£954.00

£600,001.00

£750,000.00

£875.00

£1050.00

£750,001.00

£900,000.00

£950.00

£1140.00

Above £900,001.00

To be confirmed

Additional Fees on all transactions:

Electronic Money Transfer Fee

£25.00 + VAT = £30.00

Land Registry Searches

Electronic ID check (per name)

£15.00 + VAT = £18.00

£10.00 + VAT = £12.00

Standard Searches

Local Authority Search (dependant on property location)

£75.00 to £175.00

Water Authority Search (Yorkshire)

£48.96

Coal Search (only if property in mining area)

£46.32

Environmental Search

£51.00

Chancel Check

£24.00

Searches are strongly recommended on all purchases.  If you are purchasing with the benefit of a mortgage then they are not optional and have to be obtained.  If you are a cash buyer you can opt out of the searches but please note that you will have to sign a disclaimer in relation to the same.

The searches provide important information in relation to the transaction as follows:

Local Search – The local search will reveal details of publicly maintained roads and pathways serving the property; plans to build major roads; planning details; compulsory purchase orders; listed building information; and other information relevant to the property.  The search only applies to the property you are buying not the surrounding area.  It will not tell you about planning permission or future development of neighbouring properties or land.  If you are concerned about whether nearby land or property is to be developed in any way, then you would need to make separate enquiries. 

Drainage and Water Search – This search provides information about the connection to water mains public foul and surface water sewers in proximity to a property and other information relating to the drainage of a water supply.

Coal Mining Search – We will check with the Coal Authority if a search is required and if the property is in an area where coal mining is possible a search will check for past present and future mining operations and whether there have been any claims for subsidence. The search will also reveal whether there are any mine shafts nearby which may affect the property.

The following searches may be required by your mortgage lender and we will check and  advise  you:

Desktop Environmental Search – If you or your lender require, we can carry out an environmental search.  In certain areas there is a risk that a property may be adversely affected by environmental factors.  In particular, it may be prudent to investigate the possibility that the land in question is contaminated.  Under the Environmental Protection Act 1990, the responsibility for polluting substances in or on land lies with the owner or occupier of the land

Chancel Search – if you or your lender require we can carry out a Chancel Search which will ascertain potential liability for the repair of the local church chancel.

Disbursements are costs related to your matter that are payable to third parties, such as Land Registry fees. We handle the payment of the disbursements on your behalf to ensure a smoother process.

STAMP DUTY

Stamp Duty or Land Tax (on purchase)

This depends on the purchase price of your property. You can calculate the amount you will need to pay by using HMRC’s website or if the property is located in Wales by using the Welsh Revenue Authority’s website.

HM LAND REGISTRY FEE

HM Land Registry Fee (on purchase)

This depends on the purchase price of your property. You can calculate the amount you will need to pay by using HM Land Registry website.

SCHEDULE OF ADDITIONAL PURCHASE SERVICES

If the property is Leasehold

£150.00 + VAT

If the property is shared ownership

£150.00 + VAT

Acting for your mortgage lender

£50.00 + VAT

If the property is a new build property

£100.00 + VAT

If you are having a Help to Buy Equity Loan

£150.00 + VAT

If the property is unregistered

£150.00 + VAT

If you have a Help to Buy ISA

£50.00 + VAT

Arranging a straightforward indemnity policy (per policy)

£10.00 + VAT

Arranging a bespoke indemnity policy (per policy)

£40.00 + VAT

Declaration of Trust

£75.00 – £150 + VAT

Statutory Declaration

£75.00 – £150 + VAT

Lease Extension

£350.00 – £600.00 + VAT

Preparing a Deed of Covenant

£75.00 + VAT

Additional charges in relation to leasehold properties

When you are buying a leasehold property there are often charges that are payable to the Landlord that cannot be confirmed initially as the details come from the specific Lease and/or the Landlord.  There are however certain likely costs as noted below.

Anticipated Disbursements to landlord/management company

Notice of Transfer fee – This fee if chargeable is set out in the lease. Often the fee is between £50.00 and £150.00.

Notice of Charge fee (if the property is to be mortgaged) – This fee is set out in the lease. Often the fee is between £50.00 and £150.00.

Deed of Covenant fee – This fee is provided by the landlord/management company for the property and can be difficult to estimate. Often it is between £100.00 and £200.00.

Certificate of Compliance fee To be confirmed upon receipt of the lease, as can range between £50.00 and £200.00.

These fees vary from property to property and can on occasion be significantly more than the ranges given above. We can give you an accurate figure once we have sight of your specific documents.

You should also be aware that ground rent and service charge are likely to apply throughout your ownership of the property. We will confirm the ground rent and the anticipated service charge as soon as possible.

How long will my house purchase take?

How long it will take from your offer being accepted until you can move in to your house will depend on a number of factors. The average process takes between 6 – 8 weeks.

It can be quicker or slower, depending on the parties in the chain, complexity of title or various unforeseeable circumstances.

Stages of the process

The precise stages involved in the purchase of a residential property vary according to the circumstances.

Key stages in transaction::

  • Take your instructions and give you initial advice
  • Check finances are in place to fund purchase and contact lender’s solicitors if needed
  • Receive and advise on contract documents
  • Carry out searches
  • Obtain further planning documentation if required
  • Make any necessary enquiries of seller’s solicitor
  • Give you advice on all documents and information received
  • Go through conditions of mortgage offer with you
  • Send final contract to you for signature
  • Agree completion date (date from which you own the property)
  • Exchange contracts and notify you that this has happened
  • Arrange for all monies needed to be received from lender and you
  • Complete purchase
  • Deal with payment of Stamp Duty/Land Tax
  • Deal with application for registration at Land Registry

Remortgage

Our fees cover all of the work required to complete the remortgage of your home, including dealing with paying off any mortgage registered against the property, drawing down the new mortgage funds and registering the new legal charge at HM Land Registry.

For a remortgage there is a standard fee of £400.00 plus VAT.

Please note that on all remortgage files a payment on account is taken of £150.00.  This is to cover potential disbursements on the matter.

Conveyancer’s fees and disbursements

Additional Fees on all transactions:

Electronic Money Transfer Fee

£25.00 + VAT = £30.00

Office Copies Fee (copy title)

£15.00 + VAT = £18.00

Land Registry Searches

£15.00 + VAT = £18.00

Electronic ID check (per name)

£10.00 + VAT = £12.00

HM Land Registry Fee (on remortgage)

This depends on the mortgage valuation figure for the property. You can calculate the amount you will need to pay by using HM Land Registry website

Searches

When purchasing a property you have to do searches especially when obtaining a mortgage, see purchase section.  For a remortgage it is normal that this is not required and the majority lenders only insist that search indemnity is obtained.  This is an insurance policy against there being adverse entries in the search results.  There is a charge for this and it is a one of disbursement payable on completion.  The charge is usually around £50.00 – £100.00.  Please note that certain lenders insist on full searches being obtained.

ADDITIONAL CHARGES IN RELATION TO LEASEHOLD PROPERTIES

When you are remortgaging a leasehold property there are often charges that are payable to the Landlord that cannot be confirmed as the details come from the specific Lease and/or the Landlord.  There are however certain likely costs as noted below.

Anticipated Disbursements

Notice of Charge fee (if the property is to be mortgaged) – This fee is set out in the lease. Often the fee is between £50.00 and £150.00.

Stages of the process

The precise stages involved in the remortgage of a residential property vary according to the circumstances.

Key stages in transaction:

  • Take your instructions and give you initial advice
  • Obtain redemption statement for existing mortgage.
  • Review new mortgage offer.
  • Provide report on mortgage to you.
  • Check title
  • Check if any works have been done to the property that would have required planning or building regulations.
  • Arrange for signature of mortgage deed and other required forms.
  • Agree completion date.
  • Request Mortgage funds
  • Complete
  • Register new mortgage at HM Land Registry.