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Residential Property

Residential Property

As one of the leading Conveyancing Solicitors in Leeds and Bradford we know how stressful and time-consuming it can be to buy or sell a property and move house. To make that process as hassle-free as possible, we offer a friendly, professional property and conveyancing service in Leeds, Pudsey, Yeadon and Bradford, that we’re confident you’ll want to use every time.

Our comprehensive conveyancing and property services include:

  • Residential sale and purchase
  • Re-mortgage work
  • Investment property work
  • Transfer of equity
  • Residential leases
  • Residential tenancy agreements

The transaction process will be explained in a user friendly way and regular updates will be provided at each key stage of the process.

Our solicitors, who have a wealth of experience, are able to deal with both simple and complex cases comprising freehold, leasehold, registered and unregistered property, helping to ensure that your transaction is dealt with in an efficient and professional manner.

Morrish Solicitors is an approved Conveyancing Quality Scheme (CQS) law firm. CQS improves efficiency within conveyancing by applying common, consistent standards and service levels. You can be assured that firms within the scheme provide a quality, reliable and efficient residential conveyancing service. The Law Society regulates the scheme to ensure high standards in the home buying process and to prevent fraud in the residential property market.

If you require advice please complete our contact us form, email info@morrishsolicitors.com or telephone 033 3344 9607 or 033 3344 9609 and ask to speak to the Conveyancing and Property Department, who are based in our Pudsey and Yeadon offices.

 

Frequently Asked Questions

This section is to help you find answers to our most frequently asked questions about the sale and purchase process. Please feel free to contact one of our expert solicitors today. We are happy to answer any of your queries and provide you with further information you may require.

How long will my sale/purchase take?

It is difficult to put a precise timescale on a conveyancing transaction. In general we would say somewhere between 4-6 weeks. However, this is dependent on a number of outside factors. Some lenders take a while to issue mortgage offers. Sometimes there can be problems with the legal title to the property which need to be sorted out before we can proceed. Sale and purchase of leasehold properties generally take a little longer, because in addition to dealing with the seller/buyer’s solicitor, we will also have to correspond closely with the landlord/management company.

Why do I need a solicitor?

The conveyancing process is a complex one. If you are buying, and having a mortgage, then your lender will insist that you instruct a solicitor to act. Even if you are purchasing for cash, consider that you will need to recognise any legal defects in the title to the house you are buying, you will need to know which searches to apply for, and you will need to know how to pay your Stamp Duty and register the property at the Land Registry.

You may also find that seller’s solicitors refuse to accept money directly from you, because of money laundering considerations.

If you are selling, then most buyers’ solicitors will want you to also be legally represented. You will also find that a buyer’s solicitor will not send completion monies directly to you, but will insist that all monies go through a solicitors client account. They will also require a solicitor’s undertaking that any existing mortgage will be repaid.

Do I need a survey?

We would always advise a Buyer to have a survey, to ensure that you are fully aware of any physical problems with the property before you commit to a purchase. There is no obligation on the Seller to disclose any physical defects. Similarly, unless up to date gas and electrical safety certificates are available, we would advise having the central heating/boiler, and electrical systems checked by a competent professional before exchange of contracts.

If you are having a mortgage, then your lender will arrange for a valuation to be carried out. This is not a survey. It is simply designed to establish that the property is sufficient security for the loan.

What searches should I have?

If you are buying with the aid of a mortgage, your lender will require you to have a full set of searches carried out. At the present time, this includes a Local Authority search, Water and Drainage Search, Environmental Search, Chancel Repair search, and depending on where you are buying, possibly a Coal Mining search (required for the Leeds area). If the property is in an area affected by flooding, you may also need to have a flood search carried out.

If you are not taking out a mortgage, then it is up to you which searches to have done, but again, we would always advise a prudent buyer to have a full set of searches done. Forewarned is forearmed!

When do I need to insure my new house?

If you are buying a house, the Law Society’s standard conditions of sale state that the property is at the Buyer’s risk from exchange of contracts, rather than completion. You will therefore need to insure your new house from exchange. If you are buying with a mortgage, your conveyancer will need to check that you have adequate insurance in place before they can exchange. This is to comply with the lender’s requirements.

Can I complete on a Saturday?

No. Completion must take place on a working week day, when the banks and solicitors offices are open.

Do I have to complete my sale and purchase on the same day?

Assuming that you are moving out of your sale property and straight into your purchase property, then yes. This is because once your buyers have paid over the money from the sale, the house belongs to them and you are no longer entitled to remain there!

Where do I get the keys from?

Generally, you will collect the keys from the estate agent, although there is nothing to prevent a buyer and seller from making their own arrangements regarding the keys.

Do I have to repay my mortgage?

If you are selling your property, and you have a mortgage secured against it, then yes, you have to repay the mortgage on completion of the sale. This is because the mortgage is secured against the property by way of a legal charge at the Land Registry, which will need to be removed in order for the buyer to register his/her purchase and mortgage. Your conveyancer will repay the mortgage from the sale proceeds on completion of the sale.

Can I keep my deeds?

If you are selling your house, then you do really need to hand your deeds over to your conveyancer. If the property is registered at the Land Registry, and the old deeds are of particular significance to you, then you may be able to keep them. If the property is not yet registered at the Land Registry then the deeds will have to go to the Buyers.

 

Trade Union Members

Morrish Solicitors is a claimant driven and Trade Union focused practice. Established in 1882, we have represented Trade Unions and their members for many years.

We know how stressful it can be to move home and that’s why we aim to provide a friendly, quality service at a very competitive rate that applies only to Union members.

We make the whole conveyancing process as efficient and hassle-free as possible, using direct access to the Land Registry. We are delighted to offer you a substantially discounted rate on this service as part of the legal benefits you receive through your Union.

If you would like further information about this service please do not hesitate to contact Deborah Myerson or complete our contact form.

 

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Buying a house? Chattels, fixtures and stripped out houses

Top tips for selling your home

What is the Green Deal?

Landlord and tenant relationships in the current climate

 

Client Testimonials

"Just wanted to drop you a note to say thank you for all of your hard, prompt and friendly work during the sale of our property.  We really appreciate how efficient you were and found dealing with you so easy. We hope to use your services again and will recommend you all"

 

Mr & Mrs Greene

"Morrish Solicitors have been exemplary in their handling of our house purchase.  Very efficient, always clear and very friendly to deal with."

Mr and Mrs Wainwright

"I would use your service in the future and would recommend you to our friends and relatives.  Thank you for a very quick, efficient and friendly service."

Mr Greenbank

“I just wanted to thank you all for your brilliant work on the house sale. I know the buyer's solicitor seemed determined to throw spanners in the works and this must have made the process pretty frustrating at times (I know it certainly was for me!). But we got there eventually...many thanks for your patience.”

Mr Dixon

"I would like to thank Angela Hollies and her team for their tenacity and patience."

Mr Seib

"I just wanted to say a big thank you for all your help. You made a difficult time easier to deal with. Thank you!"

Jenni

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